Project Bright Beginnings
Resource Library
We've curated everything you'll need to seamlessly integrate financial literacy into your curriculum.
Welcome
Financial literacy is one of the hardest subjects to teach - and it's because of the lack of resources available to educators. Content is hard to find and often pricey. We at Project Bright Beginnings strive to fix this.
Here we give you the best online videos, worksheets, and quizzes, organized in an incredibly user-friendly curriculum, complete with modules and learning targets. We designed our Resource Library with teachers in mind, but parents and students can just as easily utilize the tools we provide, completely free of charge.
So what are you waiting for? Take the first step in improving financial literacy rates all across America.
Finance Workbook:
Our finance workbook is a comprehensive resource designed for elementary school students. Filled with age-appropriate activities, colorful illustrations, and interactive exercises, our workbook introduces fundamental concepts of financial literacy in a fun and accessible way. With a focus on hands-on learning and real-life scenarios, our workbook serves as a foundational tool for fostering financial responsibility and building a brighter financial future for children everywhere.
Curriculum at a Glance
Here are our units, all in one place! Feel free to click on each in order to find the materials.
Module 1:
Financial Basics
I can define basic finance terms and apply them to scenarios and make change.
Overview:
- Video 1.1: Important Financial Terms
- Worksheet 1.1: Matching Terms
- Worksheet 1.2: Fill in the Blanks
- Video 1.3: Making Change
- Worksheet 1.3: Identifying Coins + Making Change
Module 1 KWL
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
Video 1.1
Important Terms to Know
Write down vocabulary words covered in Worksheet 1.1 and have a class discussion about the definitions before and after watching the video.
1.1 Matching Terms
Have students write the letter of the definition in the blank space next to the matching term.
1.2 Fill in the Blank
Have students write the correct vocabulary word that matches the sentence in the blank space.
Video 1.3
Making Change
- Lay out a variety of different coins and ask students to sort them into groups.
- Teach students the coin song and have a class sing-along.
- Give students values and ask them to provide coins that total the given value.
1.3 Identifying Coins
+ Making Change
Have students write the name of the coin next to the image. Then have them add up the values of the coins shown. Fake coins/tokens are helpful, but not necessary for this worksheet.
Module 2:
Saving and Spending
I can identify and make healthy saving and spending decisions as well as utilize a budget to achieve my financial goals.
Overview:
- Video 2.1: Healthy Saving and Spending Habits
- Worksheet 2.1: Matching Terms
- Worksheet 2.2: Spending Simulation
- Worksheet 2.3: Creating a Budget
- Worksheet 2.4: Budgeting Simulation
Module 2 KWL
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
Video 2.1
Making Change
- Write down the vocabulary from Worksheet 2.2 and have a class discussion about the definitions before and after watching the video.
- Ask students what items they would want to save up for.
2.1 Matching Terms
Have students write the letter of the definition in the blank space next to the matching term.
2.2 Spending Simulations
Have students read the scenario, evaluate if the character has enough savings to spend on the item they want, and respond to the given question.
- Guide students through a class discussion of listing items they want to save for and the prices in order to make a "class budget".
2.3 Creating a Budget
Have students list out items they want. Then help them use the internet to find approximate prices. Encourage students to discuss ways to make money to save up for the items they've listed.
2.4 Budget Simulations
Have students choose a lifestyle plan. Then guide them through an appropriate budget that accounts for both their incomes and expenses. Encourage students to explain why they were unable to choose certain items due to budget restrictions.
Module 3:
All Things Banking
I can identify the correct stock trends and I understand investments, credit versus debt, as well as deposits.
Overview:
- Video 3.1: Credit and Debit
- Worksheet 3.1: Word Scramble
- Worksheet 3.2: Word Search
- Worksheet 3.3: Credit Pros and Cons
- Video 3.4: Investing
- Worksheet 3.4: Identifying Stock Trends
- Video 3.5: Deposits
- Worksheet 3.5: Writing a Check
Module 3 KWL
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
Video 3.1
Credit and Debit
- Write down vocabulary from Worksheet 3.1 and have a class discussion about the definitions before and after watching the video.
- Encourage students to explore reasons why someone would choose credit instead of debit and vice versa.
3.1 Word Scramble
Have students unscramble the words and write the correct spelling in the blank space.
3.3 Credit Pros and Cons
3.2 Word Search
Have students find the words from the bank in the word search.
Have students define the words given based on Video 3.1. Encourage an in-class discussion about the benefits and negatives of using credit to pay for purchases and ask students to list down the main points in their chart.
Video 3.4
Investing
- List the different kinds of investing on a board and ask students to help come up with characteristics.
3.4 Identify the Stock Trend
Have students analyze the graph shown in the worksheet and identify the trend. For students newer to this concept, draw sample graphs on the board and lead a discussion about understanding trends on graphs.
Video 3.5
Deposits
3.5 Writing a Check
Draw a model of a check. Have students follow along with their diagrams as you explain the "anatomy". Then have them follow the directions to write their own checks.
Module 4:
Business
I can define terms like revenue, expenses, and profit and I understand how to start a business.
Overview:
- Video 4.1: Creating Your Own Business
- Worksheet 4.1: Juice Stand
- Worksheet 4.2: Business Scenarios
- Worksheet 4.3: Scarcity + Costs
- Worksheet 4.4: Business Word Search
- Worksheet 4.5: Profit, Expenses, and Revenue Word Problems
- Worksheet 4.6: Types of Expenses
Module 4 KWL
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
Video 4.1
Creating Your Own Business
- Help students brainstorm ideas for potential businesses. Go over terms like revenue and expenses.
4.1 Juice Stand
Have students decorate their Juice Stand, then make important decisions about their product as well as the type of equipment they use. Make sure the math adds up when grading.
4.3 Scarcity + Costs
4.2 Business Scenarios
Brainstorm business ideas with students, have them pick their favorite one, and elaborate on it with this worksheet. Encourage 3-4 sentence answers.
Define the terms scarce and available to students and explain what it does to the cost of the product. Have students read the given scenarios and figure out how the availability of a material affects various other factors.
4.4 Business Word Search
Have students find the words from the bank in the word search.
4.6 Types of Expenses
4.5 Revenue, Expenses, and Profit Word Problems
Have students read the given scenarios and use the "revenue-expenses=profit" equation in order to find the profit.
Ask students through an in-class discussion to list characteristics of the four types of expenses. Then have students decide which type the provided scenarios are.
Module 5:
Taxes
I can calculate taxes and discounts
Overview:
- Video 5.1: Taxes
- Worksheet 5.2: What are taxes?
- Worksheet 5.3: Calculating Taxes
Module 5 KWL
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
Video 5.1
Taxes
- Answer the multiple choice questions from Worksheet 5.2 and check your answers with a partner.
- The second worksheet is calculating taxes, have your teacher explain the process to you.
5.2 What are Taxes?
Have students circle the best answer choice.
5.3 Calculating Taxes
Have students do the math by hand or use a calculator to figure out the tax of each item.
Teachers love us!
Not only is the website aesthetically pleasing and easy to navigate, but the plethora of resources available also makes this such a valuable tool for teachers, especially first year educators who aren't sure where to start finding resources.
Nikki Minich
9th grade teacher
Marcus High School
Want an interactive course for students?
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945-216-0206
5707 Moriss Road Flower Mound, TX 75028